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Online Financing

Find a bed you love?

Now you can apply online for fast & easy financing and save time in-store.

No Credit Needed

UltiMattress offers mattress payment options through West Creek Financial. West Creek’s No Credit Needed program provides an alternative to financing. Using this option, customers are not at the mercy of traditional lenders who rely solely on credit scores.

Application Requirements


Checking Account


18 Years of Age

Credit Based Option

UltiMattress offers the Innovative Synchrony Financing program, giving you the flexibility to buy today and pay over time.

Enjoy These Benefits

Convenient Monthly Payments

Revolving Line of Credit

Easy Online Bill Payments

Special Promotions Available