Financing

No Credit Needed

UltiMattress offers mattress payment options through West Creek Financial.  West Creek’s No Credit Needed program provides an alternative to financing. Using this option, customers are not at the mercy of traditional lenders who rely solely on credit scores.

Application Requirements

Employment

Checking Account

SSN or ITIN

18 Years of Age

Credit Based Option

UltiMattress offers the Innovative Synchrony Financing program, giving you the flexibility to buy today and pay over time. 

Enjoy These Benefits

Convenient Monthly Payments

Revolving Line of Credit

Special Promotions Available

Easy Online Bill Payments

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FREE WARRANTY

An exclusive extended warranty is available when you visit any UltiMattress store!

120 NIGHTS

Your satisfaction is our top priority, with a 120 night in-home guarantee.

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2 HOUR DELIVERY

That's white glove delivery, folks! Plus we remove your old items FREE.

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120 days

120 day price protection. Apply online for fast, easy financing. No credit needed!